OnePay is a fintech, not a bank. Banking services are provided by our bank partners.

# The digital wallet that offers rewards at Walmart

It's easy to pay at Walmart from your phone with OnePay™ Wallet. Just sign up, add your go-to debit or credit cards, and earn OnePay Points when you shop in-store or at Walmart.com. You can redeem your points for cashback when you bank through OnePay.

## Ways that Wallet pays off

- **Pay quickly and easily**  
No more digging around for your credit card. OnePay keeps it all organized for you.

- **Built with your security in mind**  
Enjoy the freedom of digital payments, with security built in.

- **Get in, get out, get points**  
Your digital wallet works in any checkout line, so find the shortest line, check out, and earn 1 point per $10 spent.

### Why choose OnePay Wallet?

-   
Pay quickly and easily  
No more digging around for your credit card. OnePay keeps it all organized for you.

-   
Built with your security in mind  
Enjoy the freedom of digital payments, with security built in.

-   
Get in, get out, get points  
Your digital wallet works in any checkout line, so find the shortest line, check out, and earn 1 point per $10 spent.

## How it works

-

Step 1

### Add your cards

Link your credit or debit cards - see how [here](https://www.onepay.com/help-center/articles/using-onepay-wallet). Already a OnePay customer? Your OnePay cards will be automatically added and ready to go.

-

Step 2

### Check out at Walmart

Add Wallet as a payment method in your Walmart account to use it online or scan the QR code in your OnePay app to use it in-store.

-

Step 3

### Enjoy your welcome bonus

New customers can earn $10 cash back when you spend $5 or more in-store at Walmart or on [Walmart.com](https://walmart.com/). Available only to new customers who sign up directly with OnePay Wallet. Cash back is earned as OnePay Points that can be redeemed when you bank through OnePay.

-

Step 4

### Keep shopping to earn OnePay Points

Earn 1 point per $10 spent when you pay at Walmart with Wallet. OnePay Points can be redeemed when you bank through OnePay. [Learn more about OnePay Rewards.](https://www.onepay.com/rewards)

## Frequently asked questions

What is OnePay Wallet?  
OnePay Wallet is a digital wallet that offers rewards at Walmart. You can add any debit or credit card to your OnePay Wallet to quickly check out online or make contactless in-store payments at Walmart.

What is a digital wallet?  
A digital wallet allows you to electronically store payment information you would otherwise carry around with you physically, like a physical credit or debit card.

How do I use OnePay Wallet?  
To get started, download the OnePay app, sign up and then add your debit or credit card(s) to OnePay Wallet in the OnePay app. If you have any OnePay cards, they will be automatically added to your Wallet.

How do I earn OnePay Points with Wallet and redeem them for cash back?  
1. Check out with OnePay Wallet when you shop at Walmart and earn 1 point for every $10 spent  
2. Once you earn a minimum of 25 points, you can redeem your points for cash back when you bank through OnePay.