OnePay Invest | Buy stocks with as little as $1
OnePay is a fintech, not a bank. Banking services are provided by our bank partners.
The stock market at your fingertips
Start investing with as little as $1.*
Say hey to investing your way. Search for companies you care about, buy stocks with as little as $1, and own a piece of what you love. Start investing for your future with OnePay Invest.
Put your money to work
See how investing in the stock market regularly can help your money grow over time.
Potential future balance
$49,901
Toggle visibility of investment and return data
| Investment | Return |
|---|---|
| Initial deposit | $ |
| Contributions | $ |
| Contribution frequency | Annual, Monthly, Weekly, Daily |
| Years to grow | 20 years |
Average annual return
This calculator provides a hypothetical illustration for informational purposes only to demonstrate a mathematical concept. The projections shown are not guaranteed and do not represent actual or future investment results. Assumptions include consistent annual returns with reinvestment and exclude the potential effects of market volatility, economic conditions, taxes, fees, or other factors that may impact performance. Actual results may differ materially. Any outputs should not be construed as a recommendation or solicitation to buy or sell any security and should not be construed as investment advice.
Investing that’s all about you
- No commission, no catch
You can buy and sell stocks without a single commission fee. Other fees apply
- Start with as little as $1
Invest as much as you want in the companies you know and love.
- Turn spare change into stocks
Invest your spare change with Round-ups.** Your OnePay debit purchases are rounded up to the nearest dollar and the difference is invested for you!
- Put your stocks on a schedule
Buy more stocks automatically with recurring investments. Daily, weekly, monthly — it’s up to you.
How it works
Sign up for OnePay Invest
Start by banking through OnePay. From there, you can open an Invest account. The funds from your account allow you to buy and sell stocks seamlessly.
Select your stock
Browse popular stocks by category — like tech, food, and entertainment — or explore most-traded stocks.
Enter how much you want to invest
Choose how much you’d like to invest — it can be as little as $1!
Swipe to confirm
That’s it! You’re officially an investor. Track how your investments are performing in the app.
Frequently asked questions
What is OnePay Invest?
OnePay Invest is a self-directed brokerage account that lets you buy and sell stocks and exchange-traded funds (ETFs) right in the app — this means you’re in control of what you invest in. We partner with DriveWealth LLC, a registered broker-dealer, to power your trades and hold your investments.
Keep in mind, investing involves risk. The value of your investments can go up or down depending on market conditions. We believe in being transparent, so it’s important to understand those risks before getting started.
How do I open a OnePay Invest account?
Banking through OnePay is required as the first step to open a OnePay Invest account.
Already bank through OnePay? Access OnePay Invest on the Home tab of your app. Follow the simple sign up steps to set up your account.
New to OnePay? First start banking through OnePay. This account enables you to use funds to buy and sell stock. Without it, you won’t be able to trade. Once that’s set up, head to the Home tab in the app to create your OnePay Invest account.
How do I buy and sell stocks?
You can buy and sell stocks right in the app. Be sure you’re signed into your Invest account to make a purchase or sale. Money from your OnePay deposit account will be used to fund your trades.
Does OnePay Invest charge a fee to buy and sell stocks?
No, OnePay Invest does not charge any commission fees when you buy or sell stocks. However, regulatory fees may apply when you sell. These fees are charged by the government, not by OnePay Invest. Learn more.
What assets can I invest in with OnePay Invest?
You can invest in stocks and exchange-traded funds (ETFs). These options give you access to a wide range of companies and markets, allowing you to build a diversified portfolio.
Are my investments protected by SIPC?
Yes. Your investments are held by our brokerage partner, DriveWealth LLC, a member of SIPC. This means your brokerage account is protected for up to $500,000, which includes a $250,000 limit for cash. For more details, visit www.sipc.org.
Please review the Customer Relationship Summary (Form CRS) which contains important information about the services we provide as a brokerage.