OnePay is a fintech, not a bank. Banking services are provided by our bank partners.

# Banking trusted by millions

Meet the financial app built to give you

more, for your money.

OnePay™ is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

## Banking that builds credit

Build credit with every swipe with your Builder Card.​2 Plus enjoy cash back, Early Pay,​3 high-yield Savings, and more.

[Get started](https://hello.one.app/atwork-download)

## Start investing for your future

Step into the stock market with as little as $1.*

[Learn more](https://www.onepay.com/invest)

## The simple way to crypto

Buy, sell, and track cryptocurrency in the app.**

[Learn more](https://www.onepay.com/crypto)

## Credit with unlimited cash back

Earn unlimited 3% cash back at Walmart — or level up to 5% cash back at Walmart with Walmart+.​6 Plus, enjoy zero annual fee.​7

[Learn more](https://www.onepay.com/card)

## More than one way to pay over time

Say hey to the flexible ways to pay where you love to shop.​​8

[See if you prequalify](https://www.onepay.com/wmt-onepl-purchase-power) [Learn more](https://www.onepay.com/paylater)

## We take your safety seriously

Learn about safety and security measures.

## Made for your Walmart runs

Earn cash back, pay over time, and more.

[Learn more](https://www.onepay.com/walmart)

### What real people really say about us

Check out these OnePay Reviews.

-   
  Durrell  
  Joined in 2020  
  “Making my trips to Walmart even better!”  
  Brandi K.  
  Google Play review  
  - 151K+  
  Reviews on  Google Play  
  -   
  Kevin  
  Joined in 2022  
  -   
  “Best banking app ever. Would recommend to anyone.”  
  April T.  
  Google Play review  
  -   
  Cynthia  
  Joined in 2022  
  -   
  “Great money building options, and all around easy to use.”  
  Desjuan B.  
  Google Play review  
  -   
  “This app is easy to use. 
It helps me in tremendous ways.”  
  Zach S.  
  Google Play review

## Join the millions of customers banking through OnePay

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.