OnePay | Mobile banking to send, spend, borrow, build credit, earn rewards.
OnePay is a fintech, not a bank. Banking services are provided by our bank partners.
Banking trusted by millions
Meet the financial app built to give you
more, for your money.
OnePay™ is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Banking that builds credit
Build credit with every swipe with your Builder Card.2 Plus enjoy cash back, Early Pay,3 high-yield Savings, and more.
Start investing for your future
Step into the stock market with as little as $1.*
The simple way to crypto
Buy, sell, and track cryptocurrency in the app.**
Credit with unlimited cash back
Earn unlimited 3% cash back at Walmart — or level up to 5% cash back at Walmart with Walmart+.6 Plus, enjoy zero annual fee.7
More than one way to pay over time
Say hey to the flexible ways to pay where you love to shop.8
See if you prequalify Learn more
We take your safety seriously
Learn about safety and security measures.
Made for your Walmart runs
Earn cash back, pay over time, and more.
What real people really say about us
Check out these OnePay Reviews.
- Durrell
Joined in 2020
“Making my trips to Walmart even better!”
Brandi K.
Google Play review - 151K+
Reviews on Google Play - Kevin
Joined in 2022 - “Best banking app ever. Would recommend to anyone.”
April T.
Google Play review - Cynthia
Joined in 2022 - “Great money building options, and all around easy to use.”
Desjuan B.
Google Play review - “This app is easy to use.
It helps me in tremendous ways.”
Zach S.
Google Play review
Join the millions of customers banking through OnePay
OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.